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Crypto.com is a comprehensive cryptocurrency platform offering 400+ digital assets, zero-commission stock trading, a Visa rewards card with up to 8% cashback, staking yields up to 19% APY, and a non-custodial DeFi wallet — all within a mobile-first ecosystem serving over 100 million users worldwide. In this Crypto.com review for 2026, we analyze every aspect of the platform — fees, security, the revamped Level Up rewards program, stock trading, and real-world usability — to help you decide if it's the right exchange for your needs.
| Feature | Details | Rating |
|---|---|---|
| Founded | 2016 (Hong Kong, now Singapore-based) | — |
| Supported Cryptocurrencies | 400+ (BTC, ETH, SOL, CRO, and altcoins) | |
| Stock & ETF Trading | Zero-commission US stocks and ETFs | |
| Trading Fees (Maker/Taker) | 0.075% / 0.10% base; zero with Level Up | |
| Deposit Fees | Free (ACH, wire, crypto); 2.99% (credit/debit card) | |
| Withdrawal Fees | Dynamic (BTC: ~0.0002–0.0006 BTC; ETH: ~0.004 ETH) | |
| Staking/Earn APY | Up to 19% APY (30+ supported coins) | |
| Cash Yield | Up to 5% APY on USD (no lockup) | |
| Visa Card Cashback | 1.5%–8% depending on tier and CRO stake | |
| Minimum Trade | ~$1 equivalent | |
| Security | ISO 27001, SOC 2 Type II, PCI DSS Level 1; $750M insurance; cold storage | |
| Mobile App Rating | 4.6 (iOS) / 4.2 (Google Play) | |
| Availability | 100+ countries (US full except NY limits) | |
| Regulation | MiCA (EU), CFTC (US), FCA (UK), MAS (SG) | |
| Overall Rating | 4.3 / 5 — Best for ecosystem rewards and card perks | |
What Is Crypto.com?
Crypto.com is a full-stack cryptocurrency platform founded in 2016 by Kris Marszalek, Bobby Bao, Gary Or, and Rafael Melo. Originally launched as "Monaco," the company rebranded to Crypto.com after acquiring the premium domain name — a move that signaled its ambition to become the default gateway into cryptocurrency.
The platform has evolved from a simple crypto card provider into an ecosystem that spans a centralized exchange, a mobile trading app, zero-commission stock trading, a non-custodial DeFi wallet, an NFT marketplace, staking and earn products, and a CFTC-regulated derivatives venue for US users. With over 100 million registered users and operations in 100+ countries, Crypto.com is one of the largest crypto platforms globally.
What sets Crypto.com apart from competitors like Coinbase or Kraken is its CRO token-centric rewards ecosystem. Users who stake CRO or subscribe to Level Up tiers unlock zero trading fees, higher staking yields, cash yield up to 5% APY, and enhanced Visa card cashback rates — creating a flywheel effect that rewards platform loyalty. The December 2025 overhaul of the Level Up program made these benefits more accessible than ever.
Key Features
Crypto.com offers one of the broadest feature sets in the industry, combining trading, earning, spending, stock investing, and DeFi access in a single platform. Here's what you get:
Crypto Trading (400+ Assets)
The platform supports over 400 cryptocurrencies and approximately 480 spot trading pairs on the exchange. Users can execute market, limit, and stop-loss orders, plus access trading bots for automated strategies. For derivatives traders, Crypto.com offers perpetuals and futures with up to 50x leverage (jurisdiction-dependent), and CFTC-regulated UpDown and Strike options for US users — a feature few competitors match.
Zero-Commission Stock & ETF Trading
Crypto.com now offers zero-commission trading on US stocks and ETFs directly through the app. Level Up subscribers get ACATS stock-transfer bonuses between 1.25% and 2.5% when moving existing portfolios to the platform. This positions Crypto.com as a direct competitor to Robinhood for traditional investing alongside crypto.
Crypto.com Earn (Staking & Yield)
The Earn program lets users generate passive income on 30+ coins with APYs up to 19%. Flexible and fixed-term options (1-month and 3-month lockups) are available. On-chain staking expanded to the web platform in September 2025, offering up to 13% rewards on 30+ tokens. Level Up members get up to 2% extra APY on fixed-term Earn allocations (paid in CRO), and CRO staking itself yields up to 9.5% APY.
Cash Yield (Up to 5% APY)
A standout feature introduced with the Level Up overhaul: Level Up members can earn up to 5% APY on USD cash balances with no lockup period and no minimum balance. This rivals or beats most traditional high-yield savings accounts, making Crypto.com a compelling option for holding idle cash while investing in crypto.
Crypto.com Visa Card
The Visa card program is Crypto.com's flagship consumer product. Available in multiple tiers — from the free Midnight card (1.5% cashback) to the Obsidian tier (up to 8% cashback with a $400,000 CRO stake) — it bridges crypto and everyday spending. Cardholders can also access Spotify, Netflix, Amazon Prime, and Truth+ rebates at higher tiers. Crypto.com claims the largest crypto card program globally by number of jurisdictions and total user base.
DeFi Wallet
The Crypto.com DeFi Wallet is a non-custodial wallet supporting in-wallet swaps, fiat on-ramps, DeFi yield farming, and dApp integration. It operates independently from the main exchange, giving users full control of their private keys.
Cronos Blockchain
Crypto.com operates its own EVM-compatible blockchain, Cronos, which reduced block times from 6 seconds to 0.5 seconds and gas costs by 10x in 2025. The result: a 400% increase in daily transactions and 150% growth in daily active users. The 2025–2026 roadmap positions Cronos as core infrastructure for tokenized assets and AI-driven finance.
Level Up Program: The Complete Breakdown
The Level Up program — overhauled in December 2025 — is now the central benefits system for all Crypto.com users. It replaced the fragmented legacy Rewards+ and cardholder staking programs with a unified tier structure accessible through either a monthly subscription or CRO lockup.
| Feature | Basic (Free) | Plus ($4.99/mo or $500 CRO) | Pro ($29.99/mo or $5,000 CRO) | Private ($50K+ CRO) |
|---|---|---|---|---|
| Zero Crypto Trading Fees | No | Up to $20K/mo | Up to $50K/mo | Unlimited |
| Zero Stock Commissions | No | Yes | Yes | Yes |
| Card Cashback (CRO) | 1.5% | 3.5% | 5% | 5%–8% |
| Cash Yield (APY) | — | Up to 3% | Up to 5% | Up to 5% |
| CRO Staking Rewards | — | Up to 6% | Up to 8% | Up to 9.5% |
| Extra Earn APY (CRO) | — | +1% | +1.5% | +2% |
| ACATS Transfer Bonus | — | 1.25% | 2% | 2.5% |
| FX Fees (Prepaid Card) | Standard | 0% | 0% | 0% |
| Streaming Rebates | — | Spotify | Spotify + Netflix | Spotify + Netflix + Amazon Prime + Truth+ |
| Airport Lounge Access | No | No | Yes | Yes + guest |
| Welcome Bonus | — | $100 CRO | $500 CRO | $5,000+ CRO |
Key insight: The Plus tier at $4.99/month is arguably the best value in crypto. You get zero trading fees on $20K/month, 3.5% card cashback, Spotify rebate, and cash yield — all for less than the cost of a single latte. For most casual crypto investors, Plus eliminates the fee advantage that Binance and Bybit traditionally held.
Crypto.com Fees
Crypto.com's fee structure has improved significantly with the Level Up program. Base exchange fees (without Level Up) are 0.075% maker / 0.10% taker — competitive with most exchanges. Level Up members get zero trading fees up to their tier's limit.
| Fee Type | Cost | Notes |
|---|---|---|
| App Trading (Base) | Spread-based (~1–2%) | Zero with Level Up tiers |
| Exchange Trading (Base) | 0.075% maker / 0.10% taker | Drops further with volume + CRO; zero with Level Up |
| Stock Trading | $0 commission | Level Up members; SEC/FINRA fees still apply |
| ACH Deposit | Free | 1–3 business days |
| Wire Transfer Deposit | Free | 1–3 business days |
| Credit/Debit Card Purchase | 2.99% | Instant settlement |
| BTC Withdrawal | 0.0002–0.0006 BTC | Dynamic, network-dependent (~$12–$36) |
| ETH Withdrawal | ~0.004 ETH | Dynamic, network-dependent (~$10) |
| USDT Withdrawal (Cronos) | 0.1 USDT | Much cheaper than ERC-20 (5–25 USDT) |
| Fiat Withdrawal (ACH) | Free | US bank accounts |
| Level Up Plus | $4.99/month | Or $500 CRO lockup (no monthly fee) |
| Level Up Pro | $29.99/month | Or $5,000 CRO lockup (no monthly fee) |
How to minimize fees: Subscribe to Level Up Plus ($4.99/mo) for zero trading fees up to $20K/month — this alone saves most users more than the subscription cost. Use ACH transfers instead of credit/debit cards to avoid the 2.99% surcharge. For crypto withdrawals, use the Cronos network when possible (0.1 USDT vs 5–25 USDT on ERC-20). Higher-volume traders should consider Pro or staking CRO for the $5,000 lockup tier.
Security
Crypto.com is one of the most security-certified exchanges in the industry. The platform holds ISO/IEC 27001:2013, SOC 2 Type II, and PCI DSS v3.2.1 Level 1 certifications — a combination that few competitors can match. It employs a Zero Trust, Defense in Depth security architecture verified by globally recognized auditing firms.
| Security Feature | Details |
|---|---|
| Certifications | ISO 27001, SOC 2 Type II, PCI DSS Level 1 |
| Insurance Coverage | $750 million (Lloyd's of London) |
| Cold Storage | Majority of funds in offline HSMs |
| Proof of Reserves | Audited on-chain; verifiable in real-time |
| Multi-Factor Authentication | Password, biometric, email, phone, authenticator app |
| Withdrawal Protection | 24-hour delay on new addresses; address whitelisting |
| Bug Bounty | HackerOne-managed program |
| Architecture | Zero Trust, Defense in Depth |
In January 2022, Crypto.com experienced a security breach affecting approximately 483 accounts with total losses of about $34 million. The company responded by reimbursing all affected users within days, suspending withdrawals immediately, and implementing enhanced security upgrades including the mandatory 24-hour withdrawal delay for new addresses. This transparent and swift response actually boosted confidence among many users, and no major incidents have occurred since.
Supported Cryptocurrencies
Crypto.com supports over 400 cryptocurrencies — one of the largest selections among major exchanges. This includes all major assets (BTC, ETH, SOL, XRP, ADA, DOGE, DOT, AVAX) plus a deep selection of altcoins, DeFi tokens, meme coins, and emerging AI-related tokens.
The exchange offers approximately 480 spot trading pairs with base markets in USD, USDT, and CRO. Crypto-to-crypto trading pairs exceed 1,000+, giving active traders extensive flexibility. Availability varies by region — US users may see a slightly different selection than global users due to regulatory considerations.
Crypto.com Visa Card Tiers
The Crypto.com Visa Card is available as both a prepaid card (global) and a Visa Signature Credit Card (US). Since the Level Up overhaul, card tiers are now integrated directly into the subscription program:
| Card Tier | Access Method | Cashback Rate | Key Perks |
|---|---|---|---|
| Midnight (Basic) | Free — no subscription needed | 1.5% CRO | Basic rewards, 0% FX fees with Level Up |
| Ruby (Plus) | $4.99/mo or $500 CRO lockup | 3.5% CRO | $100 welcome bonus, Spotify rebate, 0% FX fees |
| Jade/Indigo (Pro) | $29.99/mo or $5,000 CRO lockup | 5% CRO | Netflix + Spotify rebates, airport lounge access |
| Icy White/Rose Gold | $50,000 CRO lockup (12 months) | 5%–6.5% CRO | All above + Amazon Prime + Truth+ rebates, extra CRO rewards |
| Obsidian | $400,000 CRO lockup (12 months) | Up to 8% CRO | All above + private concierge, up to 10% at select merchants |
The Crypto.com card program is the largest crypto-linked card program globally by number of supported jurisdictions. For a detailed comparison with competing card programs, see our complete guide to crypto cards.
Staking Rewards
Crypto.com offers both centralized Earn products and on-chain staking through the Cronos blockchain. Here are current representative APY rates:
| Asset | Flexible APY | Fixed 3-Month APY | Level Up Bonus |
|---|---|---|---|
| CRO (on-chain staking) | 6%–9.5% | — | Tier-dependent |
| Bitcoin (BTC) | 1.5% | 4% | +1–2% (paid in CRO) |
| Ethereum (ETH) | 2% | 5% | +1–2% (paid in CRO) |
| Solana (SOL) | 3% | 7% | +1–2% (paid in CRO) |
| Polkadot (DOT) | 6% | 12% | +1–2% (paid in CRO) |
| Cosmos (ATOM) | 5% | 10% | +1–2% (paid in CRO) |
| USDT/USDC | 4% | 8% | +1–2% (paid in CRO) |
| USD Cash | Up to 5% (Level Up) | — | No lockup required |
Note: Rates are approximate and vary based on market conditions, Level Up tier, and promotional periods. Higher-tier Level Up members receive boosted yields across the board, with Private tier members earning up to 2% extra APY on fixed-term allocations.
Pros and Cons
| Pros | Cons |
|---|---|
| 400+ cryptocurrencies — one of the largest selections | Credit/debit card purchases carry a 2.99% surcharge |
| Zero trading fees with Level Up ($4.99/mo for Plus) | Best rewards require large CRO stakes ($50K–$400K) |
| Zero-commission stock and ETF trading | Crypto withdrawal fees can be high (BTC: ~$12–$36) |
| Visa card with up to 8% CRO cashback — largest program globally | Customer support primarily chat-based; 1.6/5 Trustpilot rating |
| Up to 5% APY on cash (no lockup) for Level Up members | App-based trading has wider spreads vs. exchange |
| Staking yields up to 19% APY on 30+ coins | Some features geo-restricted by jurisdiction |
| Strong security: ISO 27001, SOC 2, $750M insurance | CRO token dependency means rewards value fluctuates |
| MiCA licensed (EU), CFTC-regulated options (US) | Navigation can overwhelm beginners due to feature density |
| Non-custodial DeFi wallet + Cronos blockchain | Stock trading still newer, less established than Robinhood |
| Cronos chain: 0.5s blocks, ultra-low gas costs | Level Up subscription adds recurring cost |
User Experience
Mobile App
Crypto.com is a mobile-first platform — the app is the primary interface for most users, especially in the US. Available on iOS and Android with strong app store ratings (4.6 and 4.2 respectively), the app offers buying, selling, trading, stock investing, staking, card management, and DeFi wallet access in a polished, intuitive interface.
The app supports portfolio tracking, price alerts, recurring buys, and trading bots. For beginners, the "Simple Buy" mode makes purchasing crypto straightforward, while advanced users can switch to the exchange view for limit orders and charting tools.
Web Platform
The Crypto.com Exchange web platform (exchange.crypto.com) provides advanced charting, order book depth, spot and derivatives trading, and on-chain staking tools. It's more suited to active traders who need a full-featured trading interface with TradingView-powered charts.
Onboarding
Account setup takes under 10 minutes: download the app, enter your email, complete KYC verification (government ID + selfie), and link a payment method. ACH connections are free but may be cumbersome for some banks. KYC verification typically completes within hours, though some users report delays of 1–3 business days.
Customer Support
Customer support remains Crypto.com's weakest area. The platform currently holds a 1.6 out of 5 rating on Trustpilot, with a majority of reviews giving a single star. Common complaints include unresponsive support agents, frozen accounts, KYC verification delays, and difficulty withdrawing funds.
Support is primarily chat-based through the app, with limited phone support for certain products. There is no email ticketing system for general inquiries. Crypto.com has expanded its support team and enhanced its help center documentation, but the gap between the platform's feature ambition and its support quality remains significant.
For urgent issues, the in-app chat is typically the fastest route. Response times vary from minutes to hours depending on queue volume. The help center (help.crypto.com) covers most common questions with detailed articles.
Regulatory Status
Crypto.com has invested heavily in regulatory compliance across multiple jurisdictions — more so than most competitors:
| Jurisdiction | License/Status | Regulator |
|---|---|---|
| United States | Registered MSB; CFTC-regulated derivatives (Foris Capital US) | FinCEN, CFTC |
| European Union | MiCA Crypto-Asset Service Provider (January 2025) | MFSA (Malta) |
| United Kingdom | FCA-registered for crypto-asset activities | FCA |
| Singapore | Licensed under Payment Services Act | MAS |
| Australia | Australian Financial Service License | ASIC/FIRB |
| Canada | Registered money services business | FINTRAC |
| South Korea | Locally regulated and compliant | FSC |
The January 2025 MiCA license was a significant milestone — Crypto.com was among the first major exchanges to secure compliance under the EU's comprehensive crypto regulatory framework. The company is also pursuing ETF listings through Foris Capital US and developing a native stablecoin, signaling long-term commitment to operating within regulatory frameworks globally.
Crypto.com vs. Alternatives
| Feature | Crypto.com | Coinbase | Kraken | Binance | Winner |
|---|---|---|---|---|---|
| Cryptocurrencies | 400+ | 250+ | 300+ | 400+ | Tie: Crypto.com / Binance |
| Base Trading Fees | 0.075%/0.10% | 0.40%/0.60% | 0.16%/0.26% | 0.10%/0.10% | Crypto.com (with Level Up: 0%) |
| Stock Trading | Zero-commission | No (stocks via separate app) | xStocks (new) | No | Crypto.com |
| Staking | Up to 19% APY | Up to 13% APY | Up to 17% APY | Up to 13% APY | Crypto.com |
| Cash Yield | Up to 5% APY | Up to 5.1% (USDC) | — | — | Tie: Crypto.com / Coinbase |
| Visa/Debit Card | Up to 8% cashback | Up to 4% | No | Up to 4% | Crypto.com |
| DeFi Wallet | Yes (non-custodial) | Yes (Coinbase Wallet) | No | Yes (Trust Wallet) | Tie |
| Own Blockchain | Cronos (0.5s blocks) | Base (L2) | No | BNB Chain | Depends on use case |
| US Derivatives | CFTC-regulated options | CFTC-regulated futures | Limited | N/A | Crypto.com |
| Insurance | $750M (Lloyd's) | FDIC (USD), crime insurance | Proof of Reserves | SAFU fund ($1B+) | Crypto.com (explicit coverage) |
| Regulatory Breadth | MiCA + CFTC + FCA + MAS | NASDAQ-listed, SEC-compliant | ISO 27001, SOC 2 | $4.3B DOJ settlement | Tie: Crypto.com / Coinbase |
| Best For | Rewards + ecosystem | Beginners + compliance | Security-focused traders | Low-fee active trading | — |
For more detailed comparisons, see our in-depth guides: Crypto.com vs Coinbase, Crypto.com vs Kraken, Binance vs Crypto.com, and Crypto.com vs Cash App.
Who Should Use Crypto.com?
Crypto.com is ideal for:
- Mobile-first users who want to buy, trade, earn, invest in stocks, and spend crypto from a single app
- Card rewards enthusiasts looking for up to 8% cashback on everyday spending — the highest in crypto
- Passive income seekers who want to earn up to 19% APY through staking, plus 5% on idle cash
- Ecosystem-oriented investors willing to subscribe to Level Up or stake CRO for compounding benefits
- US traders who want CFTC-regulated crypto options trading alongside zero-commission stocks
- International users in 100+ countries who need a MiCA-licensed, globally compliant platform
Crypto.com may not be the best fit for:
- Fee-sensitive traders who don't want a subscription — Binance offers 0.10% base fees without subscriptions
- Users who need responsive phone support — customer service remains the platform's Achilles heel
- Complete beginners who might find the feature density overwhelming — Coinbase is simpler to navigate
- Users in restricted jurisdictions — certain features are unavailable in NY and some non-US regions
Frequently Asked Questions
Is Crypto.com safe to use in 2026?
Yes, Crypto.com is one of the most security-certified crypto exchanges available. It holds ISO 27001, SOC 2 Type II, and PCI DSS Level 1 certifications, maintains $750 million in insurance coverage through Lloyd's of London, and stores the majority of customer funds in cold storage. After a $34 million breach in January 2022, Crypto.com reimbursed all affected users and implemented enhanced security measures. It now also holds a MiCA license in the EU and is CFTC-regulated for derivatives in the US.
What are Crypto.com's trading fees in 2026?
Crypto.com's base exchange fees are 0.075% maker and 0.10% taker. With the Level Up program, trading is completely free — Plus members ($4.99/mo) get zero fees up to $20K/month, Pro members ($29.99/mo) up to $50K/month, and Private members trade unlimited with zero fees. ACH deposits and withdrawals are free, while credit/debit card purchases carry a 2.99% surcharge.
Is Crypto.com better than Coinbase?
Crypto.com offers lower trading fees (zero with Level Up vs. Coinbase's 0.40%/0.60%), more supported cryptocurrencies (400+ vs. 250+), higher staking yields, a superior Visa card program (8% vs. 4% max cashback), and stock trading. However, Coinbase provides a simpler interface for beginners, stronger educational resources, and is publicly traded (NASDAQ: COIN) with greater transparency. See our full Crypto.com vs Coinbase comparison for details.
What is the Crypto.com Level Up program?
Level Up is Crypto.com's unified rewards program, overhauled in December 2025. It offers four tiers: Basic (free), Plus ($4.99/mo or $500 CRO lockup), Pro ($29.99/mo or $5,000 CRO lockup), and Private ($50,000+ CRO lockup). Benefits include zero trading fees, enhanced card cashback, cash yield up to 5% APY, boosted staking rewards, and streaming service rebates. It replaced the previous fragmented Rewards+ and cardholder staking programs.
How does the Crypto.com Visa card work?
The Crypto.com Visa card allows you to spend at millions of locations worldwide and earn cashback rewards in CRO. The free Midnight tier offers 1.5% cashback, while higher tiers (through Level Up subscriptions or CRO stakes from $500 to $400,000) offer up to 8% cashback plus perks like Spotify, Netflix, Amazon Prime, and Truth+ rebates. In the US, a Visa Signature Credit Card version is available with similar tier structures. All Level Up prepaid cards include 0% foreign transaction fees.
Can I trade stocks on Crypto.com?
Yes, Crypto.com now offers zero-commission trading on US stocks and ETFs for Level Up subscribers. The platform also provides ACATS stock-transfer bonuses between 1.25% and 2.5% for users moving existing portfolios from other brokerages. While the stock trading feature is newer compared to dedicated platforms like Robinhood, it's convenient for users who want crypto and stock trading in a single app.
Can I use Crypto.com in the United States?
Yes, Crypto.com is available in all US states, though some features may be limited in New York. US users can access spot trading, zero-commission stock trading, the Visa Signature Credit Card, Crypto Earn (staking), the DeFi wallet, and CFTC-regulated options products. The platform is registered as a Money Services Business (MSB) with FinCEN and operates derivatives through CFTC-regulated Foris Capital US.
How do I withdraw money from Crypto.com?
To withdraw fiat currency, navigate to the Fiat Wallet in the app, select "Withdraw," and choose your linked bank account. ACH withdrawals to US bank accounts are free and typically take 1–3 business days. For crypto withdrawals, go to your crypto wallet, select the asset, tap "Transfer," choose "Withdraw," and enter the external wallet address. Use the Cronos network when available for dramatically lower fees (0.1 USDT vs. 5–25 USDT on ERC-20).
Final Verdict
Crypto.com has transformed from a crypto card company into one of the most comprehensive financial platforms in the industry. The December 2025 Level Up overhaul was a game-changer — zero trading fees from $4.99/month, zero-commission stocks, up to 5% APY on cash, and the industry's best card rewards program make it genuinely competitive across every category.
| Category | Score | Comment |
|---|---|---|
| Asset Selection | 5/5 | 400+ crypto + stocks + ETFs |
| Trading Fees | 4.5/5 | Zero with Level Up; base fees competitive |
| Earning & Staking | 5/5 | Up to 19% APY + 5% cash yield |
| Card Rewards | 5/5 | Best in industry — up to 8% + streaming rebates |
| Security | 5/5 | Triple-certified + $750M insurance |
| Regulation | 5/5 | MiCA, CFTC, FCA, MAS — global compliance |
| User Experience | 4/5 | Polished mobile-first; can overwhelm beginners |
| Customer Support | 2/5 | Chat-only; Trustpilot 1.6/5 — needs improvement |
| DeFi & Innovation | 4.5/5 | DeFi wallet + Cronos chain + tokenized assets |
| Overall | 4.3 / 5 | Best all-in-one crypto platform for engaged users |
The trade-offs are real: customer support quality lags behind the platform's ambition, the best rewards require CRO stakes or subscriptions, and the 2022 security breach — while handled well — serves as a reminder that no platform is immune to risk.
For users who embrace the ecosystem — subscribing to Level Up, using the Visa card, earning yield on crypto and cash — Crypto.com delivers more value than almost any competitor. For fee-sensitive traders who want zero fees without a subscription, Binance remains cheaper. For complete beginners, Coinbase is simpler. But as a comprehensive crypto-and-finance platform for the engaged user in 2026, Crypto.com earns our strong recommendation.
Related reading: Crypto.com vs Coinbase | Crypto.com vs Kraken | Binance vs Crypto.com | Revolut vs Crypto.com | Best Crypto Cards 2026
