Tether (USDT) Lending Rates Up to 35% APY

Find the best USDT lending rates and earn up to 35% APY. Compare 42 platforms side-by-side.

Last updated: January 12, 2026|Advertising disclosure

Tether Lending Guide

Rates shown are the headline rates we track for the United States users; actual rates may vary by product, tier, or terms.

Rate data for Earnpark, YouHodler, Nexo, Aqru, Syrup, Compound
Date	Earnpark	YouHodler	Nexo	Aqru	Syrup	Compound
2026-01-05	0.35	20.00	14.00	6.00	4.79	-
2026-01-06	0.35	20.00	14.00	6.00	4.79	-
2026-01-07	0.35	20.00	14.00	6.00	4.78	-
2026-01-08	0.35	20.00	14.00	6.00	4.76	-
2026-01-09	0.35	20.00	14.00	6.00	4.74	-
2026-01-10	0.35	20.00	14.00	6.00	4.73	-
2026-01-11	0.35	20.00	14.00	6.00	4.72	-
2026-01-12	0.33	20.00	14.00	6.00	4.70	-
2026-01-13	0.30	20.00	14.00	6.00	4.69	-
2026-01-14	0.30	20.00	14.00	6.00	4.69	-
2026-01-15	0.30	20.00	14.00	6.00	4.69	-
2026-01-16	0.30	20.00	14.00	6.00	4.70	-
2026-01-17	0.30	20.00	14.00	6.00	4.73	-
2026-01-18	0.30	20.00	14.00	6.00	4.75	-
2026-01-19	0.30	20.00	14.00	6.00	4.77	-
2026-01-20	0.30	20.00	14.00	6.00	4.79	-
2026-01-21	0.30	20.00	14.00	6.00	4.81	-
2026-01-22	0.30	20.00	14.00	6.00	4.83	-
2026-01-23	0.30	20.00	14.00	6.00	4.85	-
2026-01-24	0.30	20.00	12.00	6.00	4.85	-
2026-01-25	0.30	20.00	12.00	6.00	4.84	-
2026-01-26	0.30	20.00	12.00	6.00	4.83	-
2026-01-27	0.30	20.00	12.00	6.00	4.81	-
2026-01-28	0.30	20.00	12.00	6.00	4.80	-
2026-01-29	24.66	20.00	12.00	6.00	4.79	-
2026-01-30	30.00	20.00	12.00	6.00	4.79	-
2026-01-31	30.00	20.00	12.00	6.00	4.79	-
2026-02-01	30.00	20.00	12.00	6.00	4.78	-

YouHodler currently offers the highest Tether lending rate in the United States at 20.00% APY, matching its 30-day average of 20.00%.

Provider	Current Rate	Trend	Average Rate
Earnpark	30%		avg 4.37%
YouHodler	20%	-	avg 20%
Nexo	14%		avg 13.36%
Aqru	6%	-	avg 6%
Syrup	4.77%	-	avg 4.77%
Compound	3.28%		avg 0%
Best 30-day averageYouHodler (20% APY)

Last updated: Feb 3, 2026, 08:00 PM

What are the current lending rates for Tether (USDT)?: Tether (USDT) currently offers a total of 16 lending rate options across various platforms. While the average lending rate is not specified, the best lending rate can be found at [object Object]% on Ledn. It is important to stay informed about these rates, as they can fluctuate, and using Bitcompare's real-time comparisons can help you make informed decisions.