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  1. Bitcompare
  2. Lending Rates
Dai logo

Dai (DAI) Lending Rates Up to 16% APY

Find the best DAI lending rates and earn up to 16% APY. Compare 22 platforms side-by-side.

Last updated: January 11, 2026|Advertising disclosure

Dai Lending Guide

How to lend Dai
Crypto lending guide

Calculate DAI Interest

NexoSponsored
Earn High Yields on Your Crypto with Nexo
  • Up to 18% APY on crypto and fiat currencies.
  • Daily compounding interest.
  • No lock-up periods, withdraw anytime.

Newly Added Coins to Lend

Pump.fun logo
Pump.fun (pump)
Berachain BERA logo
Berachain BERA (BERA)
USDT0 logo
USDT0 (usdt0)
Official Trump logo
Official Trump (trump)
USDtb logo
USDtb (usdtb)

Supported Lending Platforms

Nexo logo
Nexo
Aave logo
Aave
AQRU logo
AQRU
Bitget logo
Bitget
Blockchain.com logo
Blockchain.com
Wirex

0.16% DAI

Similar Coins to Lend

Fei USD logo
Fei USD (FEI)
Bridged Dai (Lightlink) logo
Bridged Dai (Lightlink) (DAI.E)
Tether logo
Tether (USDT)
USDC logo
USDC (USDC)
First Digital USD logo
First Digital USD (FDUSD)

Compare Dai (DAI) Lending Rates

  • Nexo logo
    Nexo
    Interest rateUp to 13% APY
    Last updated2 minutes ago
  • EarnPark logo
    EarnPark
    Interest rateUp to 7% APY
    Last updated3 minutes ago
  • YouHodler logo
    YouHodler
    Interest rateUp to 20% APY
    Last updated2 minutes ago
  • AQRU logo
    AQRU
    Interest rateUp to 6% APY
    Last updated2 minutes ago
  • Aave logo
    Aave
    Interest rateUp to 3.42% APY
    Last updatedDecember 13, 2025
  • Wirex logo
    Wirex
    Interest rateUp to 16% APY
    Last updatedDecember 5, 2024
  • Bitget logo
    Bitget
    Interest rateUp to 5% APY
    Last updatedNovember 28, 2024
  • BTSE logo
    BTSE
    Interest rateUp to 4.35% APY
    Last updatedJanuary 11, 2026
  • Klink logo
    Klink
    Interest rateUp to 4.15% APY
    Last updatedFebruary 28, 2025
  • Gemini logo
    Gemini
    Interest rateUp to 0.01% APY
    Last updated2 minutes ago
    Region restricted

1 — 10 / 22

Showing 1 to 10 of 22 results

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Historical Dai lending rates (the United States)

Rates shown are the headline rates we track for the United States users; actual rates may vary by product, tier, or terms.

Rate data for YouHodler, Nexo, Earnpark, Aqru, Aave, Gemini
DateYouHodlerNexoEarnparkAqruAaveGemini
2026-01-0520.0013.000.076.00-0.01
2026-01-0620.0013.000.076.00-0.01
2026-01-0720.0013.000.076.00-0.01
2026-01-0820.0013.000.076.00-0.01
2026-01-0920.0013.000.076.00-0.01
2026-01-1020.0013.000.076.00-0.01
2026-01-1120.0013.000.076.00-0.01
2026-01-1220.0013.000.076.00-0.01
2026-01-1320.0013.000.076.00-0.01
2026-01-1420.0013.000.076.00-0.01
2026-01-1520.0013.000.076.00-0.01
2026-01-1620.0013.000.076.00-0.01
2026-01-1720.0013.000.076.00-0.01
2026-01-1820.0013.000.076.00-0.01
2026-01-1920.0013.000.076.00-0.01
2026-01-2020.0013.000.076.00-0.01
2026-01-2120.0013.000.076.00-0.01
2026-01-2220.0013.000.076.00-0.01
2026-01-2320.0013.000.076.00-0.01
2026-01-2420.0011.000.076.00-0.01
2026-01-2520.0011.000.076.00-0.01
2026-01-2620.0011.000.076.00-0.01
2026-01-2720.0011.000.076.00-0.01
2026-01-2820.0011.000.076.00-0.01
2026-01-2920.0011.005.756.00-0.01
2026-01-3020.0011.007.006.00-0.01
2026-01-3120.0011.007.006.00-0.01
2026-02-0120.0011.007.006.00-0.01
Chart comparing rates for YouHodler, Nexo, Earnpark, Aqru, Aave, Gemini over the past 30-day

YouHodler currently offers the highest Dai lending rate in the United States at 20.00% APY, matching its 30-day average of 20.00%.

30-DAY AVERAGE RATESArrows compare today vs 30-day average

ProviderCurrent RateTrendAverage Rate
YouHodler
20%-avg 20%
Nexo
13%avg 12.36%
Earnpark
7%avg 1.02%
Aqru
6%-avg 6%
Aave
3.42%avg 0%
Gemini
0.01%-avg 0.01%
Best 30-day averageYouHodler (20% APY)
Last updated: Feb 3, 2026, 03:10 PM

Frequently Asked Questions About Dai (DAI) Lending

What are the current lending rates for Dai (DAI)?
The current lending rates for Dai (DAI) vary across different platforms. Currently, there are a total of 14 lending rates available. While specific average rates are not provided, the best lending rate can be found on AQRU. It is essential to regularly check platforms like Bitcompare for real-time updates and comparisons to ensure you are obtaining the best possible rate for your Dai lending needs.